Flood Mitigation Assistance Grants

FEMA's Flood Mitigation Assistance (FMA) is an annual grant program that provides funding to states and communities to assist in their efforts to reduce or eliminate the risk of repetitive flood damage to buildings and structures insurable under NFIP.

Communities that are in good standing with the NFIP are eligible to apply for planning and project grants. Communities on probation or suspended from the NFIP are not eligible for FMA grants. To be eligible for an FMA grant, a community must have a Hazard Mitigation Plan that is approved by FEMA.

Planning vs. Project Grants

Planning Grants

  • Up to $25,000 available for a community to create/update a flood hazard section of their Hazard Mitigation Plan
  • Requires a 25% match

Project Grants

  • Includes mitigation projects such as elevation, relocation, demolition, acquisition and flood risk reduction projects
  • Must have a NFIP insurance policy on the structure being mitigated or directly benefit a NFIP insured structure
  • Project must a Benefit Cost Ratio (BCR) of 1 or greater OR
  • If the project cost is at or below the following amounts, no BCR is required:
    • $276,000 for acquisitions
    • $175,000 for elevations
  • Must meet the following cost share requirements
    • Insured Properties: up to 75% funded and 25% match
    • Repetitive Loss Properties: up to 90% funded and 10% match
    • Severe Repetitive Loss Properties: up to 100% funded

Application Process

Individual homeowners and businesses apply for funding through the eligible subapplicant. Subapplicants include local government/communities, tribal agencies, state agencies, and federally recognized tribes Subapplicants apply directly to SCDNR through e-grants.

SCDNR is the applicant. SCDNR reviews all applications and submits them to FEMA for final approval.

For more information about the FMA grant or to set up an e-grants account please contact:
Jessica Artz, Flood Mitigation Specialist
(803) 734-4012

(Documents below are in PDF, Word, or Excel format.)

Flood Mitigation Grants Information

Related Links

South Carolina Success Stories