Flood Mitigation Assistance Grants
FEMA's Flood Mitigation Assistance (FMA) is an annual grant program that provides funding to states and communities to assist in their efforts to reduce or eliminate the risk of repetitive flood damage to buildings and structures insurable under NFIP.
Communities that are in good standing with the NFIP are eligible to apply for planning and project grants. Communities on probation or suspended from the NFIP are not eligible for FMA grants. To be eligible for an FMA grant, a community must have a Hazard Mitigation Plan that is approved by FEMA.
Planning vs. Project Grants
- Up to $25,000 available for a community to create/update a flood hazard section of their Hazard Mitigation Plan
- Requires a 25% match
- Includes mitigation projects such as elevation, relocation, demolition, acquisition and flood risk reduction projects
- Must have a NFIP insurance policy on the structure being mitigated or directly benefit a NFIP insured structure
- Project must a Benefit Cost Ratio (BCR) of 1 or greater OR
- If the project cost is at or below the following amounts, no BCR is required:
- $276,000 for acquisitions
- $175,000 for elevations
- Must meet the following cost share requirements
- Insured Properties: up to 75% funded and 25% match
- Repetitive Loss Properties: up to 90% funded and 10% match
- Severe Repetitive Loss Properties: up to 100% funded
Individual homeowners and businesses apply for funding through the eligible subapplicant. Subapplicants include local government/communities, tribal agencies, state agencies, and federally recognized tribes Subapplicants apply directly to SCDNR through e-grants.
SCDNR is the applicant. SCDNR reviews all applications and submits them to FEMA for final approval.
For more information about the FMA grant or to set up an e-grants account please contact:
Jessica Artz, Flood Mitigation Specialist
Flood Mitigation Grants Information
- Flood Mitigation Assistance (FMA) Program Guidance
- Hazard Mitigation Assistance Job Aids
- Flood Mitigation eGrants Quick Reference Guide
- A Raised Floor Living
- FEMA 320 (3rd ed.) Taking Shelter From the Storm: Building a Safe Room for Your Home or Small Business (FEMA)
- FEMA 361 (2nd ed.) Design and Construction Guide for Community Safe Rooms (FEMA)
- Flood Hazard Mitigation - A Plan for South Carolina (SCDNR)
- Flood Mitigation Assistance (FEMA)
- Mitigation Best Practices Portfolio (FEMA)